Serving all of the US

Smart, Affordable
Health Benefits for Your Small Business

MEC plans help your business stay compliant with ACA regulations while keeping costs low. They also show your team that you care by providing essential health coverage.

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WELCOME TO

Smart Benefit Services

We help small businesses take care of their teams without the high cost of traditional insurance. Our mission is simple: provide affordable, ACA-compliant health coverage that supports employee wellness, reduces business risk, and strengthens retention. With our MEC (Minimum Essential Coverage) plans, you can stay compliant, save money, and offer real value to your workforce—without the complexity. We’re here to make healthcare benefits easy, practical, and accessible for businesses of every size.
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Certified

ACA Compliance Made Simple

Our MEC plans help you meet Affordable Care Act requirements without the hassle of full-scale insurance.

Experienced
Experience

Basic Health Coverage for Employees

Give your team access to preventive care like annual checkups, screenings, vaccines, and telehealth.

100% Satisfaction
Insured

Lower Costs, Higher Retention

Offer meaningful benefits at a lower cost and help your team feel valued and stay longer.

How It Works

MEC (Minimum Essential Coverage) plans give your employees access to preventive care—like checkups, vaccines, and telehealth—at a much lower cost than traditional insurance. They help your business stay ACA-compliant, avoid penalties, and show your team you care, all without the complexity of full insurance plans.

Why Small Businesses Are Making the Switch

More small business owners are discovering the power of MEC plans. They’re easy to set up, affordable to maintain, and help keep teams happy, healthy, and on the job.

Educate

Most business owners think offering benefits has to be expensive. MEC plans break that myth by offering real coverage—like checkups, screenings, and telehealth—at a fraction of the cost.

Disrupt

Skipping benefits can cost you more. ACA fines, high turnover, and low morale add up fast. Offering basic coverage keeps you competitive and compliant.

Motivate

Offering MEC is a win for your business and your team. It’s fast to implement, easy to manage, and scales as you grow.