Serving all of the US
Smart, Affordable
Health Benefits for Your Small Business
MEC plans help your business stay compliant with ACA regulations while keeping costs low. They also show your team that you care by providing essential health coverage.
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Smart Benefit Services

ACA Compliance Made Simple
Our MEC plans help you meet Affordable Care Act requirements without the hassle of full-scale insurance.

Basic Health Coverage for Employees
Give your team access to preventive care like annual checkups, screenings, vaccines, and telehealth.

Lower Costs, Higher Retention
Offer meaningful benefits at a lower cost and help your team feel valued and stay longer.
How It Works
MEC (Minimum Essential Coverage) plans give your employees access to preventive care—like checkups, vaccines, and telehealth—at a much lower cost than traditional insurance. They help your business stay ACA-compliant, avoid penalties, and show your team you care, all without the complexity of full insurance plans.
Why Small Businesses Are Making the Switch
More small business owners are discovering the power of MEC plans. They’re easy to set up, affordable to maintain, and help keep teams happy, healthy, and on the job.
Educate
Most business owners think offering benefits has to be expensive. MEC plans break that myth by offering real coverage—like checkups, screenings, and telehealth—at a fraction of the cost.
Disrupt
Skipping benefits can cost you more. ACA fines, high turnover, and low morale add up fast. Offering basic coverage keeps you competitive and compliant.
Motivate
Offering MEC is a win for your business and your team. It’s fast to implement, easy to manage, and scales as you grow.